Higher premiums and fewer options ahead under Obamacare in 2027

Associated Press · Fatima Hussein · 2026-11-01 12:55 UTC

People signing up for health insurance coverage under the Affordable Care Act for 2027 should expect higher premiums and fewer options. The enrollment period starts Sunday and ends in mid-January. The big changes include expiring financial assistance, rising rates, and stricter enrollment checks. Financial help is now restricted for many groups. Experts predict less coverage and higher prices, with average premiums rising by 13%. Those without subsidies will be affected most. New regulations will limit tax credits for certain immigrants, possibly increasing the uninsured. The Trump administration plans to remove 760,000 enrollees over claims of fraud, and is aiming for $2.2 billion in savings.

What to know about the Affordable Care Act’s open enrollment period now underway

WASHINGTON (AP) — People heading into the Affordable Care Act open enrollment period with plans to sign up for insurance should expect a variety of changes in 2027, including higher premiums and fewer coverage options.

The sign-up window for the marketplace, also known as Obamacare, starts Sunday in most states and runs through Jan. 15.

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