Current refi mortgage rates report for Nov. 6, 2026

Fortune · Glen Luke Flanagan ·

Looking to refinance your mortgage in hopes of getting a lower rate or tapping home equity? See our latest report on average refi rates.

The current average refinance rate on a 30-year, fixed-rate home loan is 7.102%, according to Mortgage Research Center data. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.

Current refi rates data

Note that Fortune reviewed the most recent Mortgage Research Center data available as of Nov. 5.

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